America First and iTransact are partners offering a simple and affordable solutions for all of your credit, debit, check, and gift card processing needs.

Obtaining a Merchant Account

Processing transactions requires two things: a terminal (or software or online payment gateway) and a Merchant Account. The Merchant Account gives you the authority to accept credit cards. The terminal (or software/gateway) relays your transactions to the credit card processors for approval. We will provide both of these pieces for you at greatly discounted rates.

Rates and Fees (Visa/Mastercard, Discover)

Option 1: Retail

  • Qualified Rate: 1.64%
  • Transaction Fee: $0.20
  • NO Application Fee
  • NO Annual Fee

Option 2: Mail or Phone Order

  • Qualified Rate: 1.99%
  • Transaction Fee: $0.25
  • NO Application Fee
  • NO Annual Fee

Option 3: Internet

  • Qualified Rate: 1.99%
  • Transaction Fee: $0.25
  • NO Application Fee
  • NO Annual Fee

If you have an existing business and would like a customized rate quote, please contact us - or simply fax a copy of your most recent processing statement for a no-obligation, sure-save analysis. We typically save our merchants 10% to 25% on their existing fees.

Fax: 801-951-8235 (attn: Mark Holbrook)

Application: Step One

To begin the two-step application process, please provide the information below and then you will be taken to step two.

                                           


For questions about the application process, please contact Mark Holbrook or Jackie Mitton
at 801-951-8135 or by e-mail at mholbrook@itransact.com

Highlights of Our Program


- Local service and representation

- Funds go directly into your America First Business Checking Account

- Accept Visa, MasterCard, Discover, American Express, debit cards, and corporate purchasing cards

- $4.95 monthly service fee

- Live customer service 24 hours a day, seven days a week

- Free reprogramming of existing terminal or conversion of software