ANTI-FRAUD: GETTING STARTED
The following features are available for your use and are designed to reduce fraud on your account. Please take a moment now to review these features. It is your responsibility to monitor your account and enable fraud control features as necessary. These features can be enabled (and disabled) in the Account Settings portion of your Control Panel. Information about these features is also available there.
RESTRICT ORDER USAGE
If a transaction is received via HTML and is NOT approved, this feature will a automatically enable a time restriction. For the next number of minutes (a number you choose), no transactions will be allowed from the IP address of the original unapproved transaction. This fraud prevention module is specifically designed to reduce the number of 'testers.'
ORDER IP FILTERS
This feature blocks transactions from all network addresses other than those you specify in the IP filter. This eliminates the ability for anyone to post a transaction through your account except from the IP address(es) you specify. (This is only for use by systems that do a transaction "form post" directly from their server to the gateway server; if you do not know whether your system is setup this way, do not enable this feature.)
PROOF OF LIFE
After order submission, this feature displays a page to the user with a dynamically generated image containing random characters. The user must enter these characters correctly to continue the order submission. This fraud prevention module is specifically designed to reduce the number of 'testers,' i.e., those who hit merchants with credit card numbers attempting to find valid cards.
MINIMUM SALE
This feature disallows any transaction through your gateway under a dollar amount you specify. If you do not sell anything for under $15.00, for example, enter 15.00 in the Minimum Sale field. (Enter as 15.00 not 15. Do not include dollar signs.) This fraud prevention module is specifically designed to reduce the number of 'testers.'
MAXIMUM SALE
This feature disallows any transaction through your gateway that exceeds a maximum you specify. If you do not accept sales for over $100.00, for example, enter 100.00 in the Maximum Sale field. (Enter as 100.00 not 100. Do not include dollar signs.)
ADDRESS VERIFICATION (AVS) AUTO-VOID
With every transaction submitted to your processing network for approval, address information (address and ZIP code) is included for verification. The Auto-Void feature allows you to have approved transactions automatically voided if the processing network indicates that the address and/or ZIP code entered do not match their records.
CARD VERIFICATION VALUE (CVV) AUTO-VOID
The CVV code is a security feature for 'card not present' transactions (e.g., Internet transactions); it is a three- or four-digit code that appears on most (but not all) major credit and debit cards. The Auto-Void feature allows you to have approved transactions automatically voided if the processing network indicates that the CVV entered does not match their records.
DUPLICATE ORDER PREVENTION
This feature will block duplicate transactions sent through the gateway. To be considered a duplicate transaction the following values must be identical to another transaction that has occurred in the last 24 hours. Currently this service only works with credit card transactions.
- Credit Card Number
- Credit Card Expiration Month
- Credit Card Expiration Year
- Billing Street Address
- Billing Zip/Postal Code
- Order Total
ALLOW CUSTOMER SALES
This box should ALWAYS be selected if you are permitting customers to process transactions from your site.
UNCHECK THIS BOX IF YOU WANT TO ALLOW ONLY VIRTUAL TERMINAL TRANSACTIONS TO BE PROCESSED THROUGH YOUR ACCOUNT.
ORDER IP FILTERS
After order submission, this feature displays a page to the user with a dynamically generated image containing random characters. The user must enter these characters correctly to continue the order submission. This fraud prevention module is specifically designed to reduce the number of 'testers,' i.e., those who hit merchants with credit card numbers attempting to find valid cards.
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